Insurance Information & Payment Options
Understanding Your Coverage
Insurance participation varies by provider at our practice. Our doctors may participate with different insurance plans, so coverage depends on the treating doctor, your specific plan, and your individual benefits. Please contact our office to confirm coverage prior to scheduling.We are happy to see patients with out-of-network benefits. Our team will assist with insurance verification and estimate any applicable benefits prior to treatment.
Accepted Insurance Plans
Grande Oral Specialties participates with the following insurance providers. Because participation varies by doctor and plan, please call our office at Stuart Office Phone Number 772-510-5900 to confirm your specific coverage before your appointment.
In-Network Providers
| Insurance Carrier | Notes | |
|---|---|---|
 |
Aetna PPO | PPO only (DMO is out of network) |
 |
Allstate | Indemnity plans only |
 |
Ameritas | |
 |
Cigna | |
 |
Colonial Life | |
 |
Delta Dental | Dr. Bankhead only (Coming Soon) |
 |
DentaQuest | Special Needs MedWaiver |
 |
Florida Combined Life | |
 |
GEHA | |
 |
Guardian | |
 |
Humana | |
 |
Liberty | Special Needs iBudget |
 |
Lincoln Financial | |
 |
MetLife | We are in‑network with MetLife PDP Plus, and out‑of‑network with MetLife PDP and FEDVIP (FEVIP) plans. |
 |
Mutual of Omaha Dental | |
 |
Physicians Mutual Dental | |
 |
Principal | |
 |
Renaissance Dental | |
 |
Sun Life / Assurant Dental | |
 |
United Concordia | |
 |
United Health Care (PPO) | Dr. Bankhead only |
Don’t see your plan listed? Contact our office — we may still be able to help. Out-of-network benefits often apply.
Insurance Disclaimer
Estimated insurance benefits are not a guarantee of payment. Final coverage is determined by your insurance carrier after claims are processed. Any portion not covered by insurance is the patient’s responsibility. As a courtesy, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. Most insurance companies respond within four to six weeks.
Payment Options
Payment is due at the time of service. We accept the following:
- Cash & Personal Checks: Always accepted.
- Credit Card: Visa, MasterCard, Discover, or American Express.
- CareCredit: Apply online at www.carecredit.com or in our office.
Insurance FAQs
Do you accept my insurance?
We participate with many dental insurance plans. Insurance participation varies by provider and by individual plan, so coverage depends on which doctor you are scheduled to see and your specific insurance benefits.
Do both doctors accept the same insurance plans?
No. Our doctors participate with different insurance networks. Please contact our office to confirm provider participation before scheduling.
What if my insurance is out-of-network?
We are happy to see patients with out-of-network benefits. Our team will assist with benefit verification and provide an estimate prior to treatment.
Will my insurance cover my procedure?
Insurance coverage varies based on your plan and the services performed. Estimated benefits are not a guarantee of payment. Any portion not covered by insurance is the patient’s responsibility.
Can you check my benefits before my appointment?
Yes. We recommend verifying benefits prior to your visit. Please call our office or request a benefits review at least two days before your scheduled appointment so we can help you understand your coverage and any expected out-of-pocket costs.
Questions about your insurance coverage? Call our office at Stuart Office Phone Number 772-510-5900 or request a benefits review before your appointment.
